White tips = growing coral.
White somewhere else in an irregular pattern that has stuff growing on it like algae = bleaching coral.
If you're in doubt, break off a tip of your coral (you'll want to remove bleaching parts if you don't know why it's bleaching anyway) and then glue that piece down to something else and see what happens to it. My guess is it's growing if it's at the tips. If, however, you see the white area growing, instead of just being present at the tops, it's bleaching, so snap it off anyway if you can't figure out why. By the way, if it was due to light, it would probably bleach from the base up, not from the top down. You're also not burning them with your lights if they're at the bottom of the tank.