Respectfully, Goldmoon, it does not make sense to me to continue to add fish until one dies...and one dead fish doesn't mean a tank is overstocked.
I am a BIG fan of UNDERSTOCKING. I'd rather have just a few fish, carefully chosen, carefully researched, and carefully cared for, than a whole pile fish.
Marillion, I don't think you are overstocked, except that Atlantic Blue will have to move someday, they get HUGE. Otherwise your fish are small and unlikely to outgrow their surroundings. If they are all healthy, nobody is fighting for territory and the environment is peaceful, then IMO you're fine....again, as long as that Atlantic Blue moves when his time comes.
Goldmoon: I see trouble in your tank's future, by virtue of several facts: Firstly the Yellow tan should be in a 75 g or larger, and it is a rather aggressive typically. If it's very small, it might be alright in the smaller tank for a while, but they grow...secondly, you have damsels. Cute fish, cheap for the most part, and if I had $1 for every customer who loved their lil damsels and then 6 months down the road cursed them and had to rip their tanks apart to rid themselves of them, I'd retire a wealthy reefkeeper
Sooner or later they will squabble and fight and have problems amongst themselves and others. Thirdly, the scooter and the mandarin will compete for food....both are unlikely to accept prepared foods, and I wouldn't keep a mandarin in anything less than a 100 g that was well matured, without any competition for the live amphipods and copepods that they eat. My dollar says the mandarin starves first, followed by the scooter shortly after that.
Your statement that overstock is not possible if all the fish are healthy is a misnomer. Sure, you can fit 10 people into a bachelor apartment, they will all fit, they will all have a place to lie down to sleep and they will SURVIVE...but will they THRIVE? Sooner or later one will get on another's nerves, squabbles will break out...it is ONLY a matter of time.
This is not meant to sound like a flame, but I wouldn't have recommended those choices for a 46, and I don't think I'd shop where they did advise those choices.
There are so many more appropriate fish for such a tank...small gobies like clown gobies, firefish, cardinals, pygmy or centropyge angels, 6-lined wrasse, the list goes on and on. These won't outgrow the tank, and generally they won't terrorize their neighbours either, if they aren't packed like sardines
Jenn