I have been to turks 3x - went twice in the past 10 months to TCI & hands down its an amazing island to visit. Im going back this month probably around the 20-27 - havent booked yet but i think i will.
Depending on your budget and vacation preference you can use the following as a guide.
For all inclusive you cannot go wrong with beaches or any of them for that matter- friends & family continue to stay at beaches year after year and love it.
Personally i am more of the adventure type and prefer to see everything that the island and surrounding islands offer. This island is safe.
I suggest renting a car for the duration of your trip, its pretty cheap and traveling on the island is a breeze. Many restaurants and places you should not miss.
Affordable Hotels to stay - Extended stay style [most of the hotels are like this] I prefer them in this order. You can get 1 bedroom,2, etc with a kitchen. You can cook breakfast,lunch,dinner - put snacks drinks etc in the room to save.
The Sands [absolutely my favorite, just something about this place]
Alexandria [stayed here, very nice place]
Royal West Indies [RWI]
Ocean club West/East [is a little older and more run down, they have two locations. West is on a phenomenal beach line and very close to many stores and restaurants, good if on a budget but if the above places are affordable i would choose them.]
Generally you can always find amazing deals on Jetsetter or Jetblue.com.
For more money you could Look into the following [no particular order]
Grace Bay Club [Stayed here with my girlfriend and its just amazing]
Gansevort
Seven Stars
Regent palms
With all inclusive you can simply stay at the resort and love your stay, but If you decide to stay at a regular hotel, rent a car and go see the following.
Go to Taylor Bay beach for the day. Its around a 20 minute easy drive to a private SHALLOW beach that's amazing. clear as can be - i have snorkeled and seen some wrasses and other stuff.
Go to Sapodilla Bay [right next to taylor bay] They are both very shallow - On most days, there is a guy from south africa that rents jetskis,cayaks, and other sports. - snorkel along the right side where the rocks are and you will see tangs and other types of fish/inverts.
One of the days that you go their, go to a place LAS BRISAS for lunch dinner or whatever you want. Beautiful place on chalk sound. Very VERY safe and delicious. They have a Seafood paella thats amazing.
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Go to pellican beach - Great beach you can walk for miles and collect shells and stuff with the kids. Beautiful.
Some dinner spots..
Go for dinner/cocktails/lounge @ grace bay club one night. Its fine to bring children and its a really beautiful night. The decorations. My girls favorite.
Dinner at Coco bistro [crazy place - you eat under the palm trees., great food]
Dinner at bay bistro
Dinner at caicos cafe
Lunch at The Conch Shack - something i would never miss. An absolute dive with fresh conch, fish tacos, shrimps - ETC. Rum punch. Very nice and safe - wish i could be there right now.
Lunch at Coral gardens - get the fish tacos. [Somewhere Cafe] This has the best snorkeling
Lunch at the sands - everything is amazing [Hemingway's Restaurant]